When I turned 16, the first thing I did was get my drivers license. And the second thing was to get a job. My idea of a job was to work at a local fast food restaurant, and later a grocery store. My first real job (I delivered newspapers at a young age) paid $3.35 an hour.

My how things have changed. Today, its very difficult where we live for our children (both in high school) to find jobs. Our economy is in such sorry shape that most jobs that once went to high school kids are now going to adults trying to make ends meet.

So the thought occurred to me that high school students should think about starting their own business, rather than getting a job. Its a topic Ive talked to my kids about, although it has yet to take hold.

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Question: My trustee has decided to oppose my bankruptcy under s. 173.(1)(a)(c) of the BIA. I filed for bankruptcy in May 2011 and my discharge was suppose to take place on Feb 2012 but for the opposition. I am currently on social assistance and this is my first filing. I have also completed the 2 counselling sessions as well as paid the $1,800.

Anyway, a few day ago I requested and attended a meeting with the Trustee to learn why she was opposing my discharge; however, she remains uncooperative only saying that the past 3 months before my filing was questionable. That was all the info. that I got from her.

Is this kind of behaviour normal for a trustee? I.e., witholding information from a client. Am I not suppose to have access to my file?

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Earlier this week, American Express announced that it is launching a new program that allows cardholders to access exclusive deals by using Twitter hashtags . It’s the first time I’ve heard of a credit card issuer doing something so social media-savvy.

How does it work? First, cardholders go to to sync their Twitter accounts with their American Express cards. To find the list of current hashtag offers from American Express, .

When cardholders decide on a deal they want and tweet using the indicated special offer hashtags, those are synced onto their AmEx card.

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Due to the continuing and possibly even worsening economy, many of today’s ‘Baby Boomer’ senior citizens are helping to raise their grandchildren as their own children struggle to make ends meet. In articles from the Associated Press and the American Bankruptcy Institute’s Bankruptcy Brief, according to the U.S. Census Bureau, grandparents are growing in numbers at double the rate of the overall population, are remaining in the workforce and staying close to their families.

The country is now seeing approximately 5.8 million children, nearly 8% of all children, living with grandparents who are identified as the heads of household. That signifies an increase of 4.5 million, or 6.3% percent, of those who lived in such households in 2000. The cen

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Basically, an adversary proceeding is when one party files against another party (in the context of a bankruptcy case). There are only three parties that can file such a proceeding: the creditor, the trustee, and the debtor. The proceeding goes to court and a bankruptcy judge determines who wins the case, much like a traditional court trial.

A creditor can file an adversary against the debtor. Generally, the creditor is trying to argue that the debt owed to them shouldn’t be discharged. In most cases they are trying to argue that the debt falls under a discharge exception, because it was created through fraud, willful or malicious injury, or a personal injury case caused by drunk driving. Alternatively, the creditor may believe that the bankruptcy case was done in bad faith. Ho

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Savings Accounts and Money Market Rates provided by 2 December 2011 While the IPO market has focused heavily on the social networking and social media sectors, the greatest part of venture founding in the country has actually gone into green technology of late, according to The Los Angeles Times.

Venture investing as a whole took a major hit in the third quarter, dropping to an eight-year low of $1.7 billion, down from $3.5 billion just one year ago, according to a recent report from consultancy Ernst & Young.

Of that $1.7 billion, however, a surprising $421 million went to green technologies, ranging from solar energy to improved battery technologies. That represents a staggering 1,932 percent increase from the year before. Read full post…

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